Category Coverages

Why do I need an Umbrella policy?

Why an Umbrella policy?  What does it cover? Accidents happen, and almost as frequently these days, so do lawsuits.  The average settlement award has skyrocketed over the past decade. There is a chance that your auto or home coverage won’t provide…

What is Accident Forgiveness?

Accident Forgiveness Coverage: Protect Your Auto Rate   One of the benefits of being a good driver is that you enjoy lower premiums on your auto insurance.  One single accident can result in increased auto insurance rates of 40% or…

What is a Home Warranty?

What is a Home Warranty? A Home Warranty, such as the type offered through American Home Shield, is a standalone service contract for single family homes under 10,000 square feet.  It covers common appliances and home systems such as well…

Take Inventory of Your Belongings

Personal Property Coverage & How to Take Inventory of Your Belongings It’s likely that some of your personal property, or contents, can be damaged as part of a Homeowner claim. Personal property is defined as movable property, belongings exclusive of land…

Is My Kayak Covered?

Kayak Insurance: What you need to know Whеn уоu’rе flоаtіng оn thе wаtеr іn a kауаk, tаkіng іn thе ѕun аnd еnjоуіng thе ѕummеr, іt’ѕ еаѕу tо lеаvе аll уоur wоrrіеѕ bеhіnd.  But ассіdеntѕ can and do ѕtіll hарреn—аnd thеу…

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