What is an umbrella policy?

So, what is an umbrella policy?  This means that if you’re involved in an accident or lawsuit that exceeds the limits of your standard insurance policies, an umbrella policy can kick in and cover the remaining costs. Now, you might…

Sued by the Wet Bandits?

The Holidays are here again! If you’re anything like me that means you have a list of Christmas movies that you need to watch before the season ends. Home Alone is a personal favorite, but my view of the film…

Why do I need an Umbrella policy?

Why an Umbrella policy?  What does it cover? Accidents happen, and almost as frequently these days, so do lawsuits.  The average settlement award has skyrocketed over the past decade. There is a chance that your auto or home coverage won’t provide…

What is Accident Forgiveness?

Accident Forgiveness Coverage: Protect Your Auto Rate   One of the benefits of being a good driver is that you enjoy lower premiums on your auto insurance.  One single accident can result in increased auto insurance rates of 40% or…

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