April Showers… Umbrella Coverage…Get it?! We insurance agents love to talk about Umbrella insurance coverage in April. It just makes sense. We find the ability to play off of this phrase humorous in our right. (Please forgive us.) No matter…
As the snow melts away and the bright sun exposes what’s underneath… You may notice that there are some areas of your home that took a beating during these long winter months. Has the thought crossed your mind to call…
You have Disappearing Deductible Credits on your auto policy?! That’s Great! What does that mean?? Many insurance carriers we work with reward you for clean driving years with disappearing deductible credits. For each clean year of driving, you earn money…
You work hard for your money…in turn, you work hard for the items you spend your money on! We’re here to tell you that not all insurance is created equal when it comes to your contents and personal property. Typically…
Not all car insurance plans cover fire damage to your auto. The type of insurance that would cover fire damage to your vehicle is an optional coverage, which is not mandatory in the state of Massachusetts. This means that if…
What if a meteorite or airplane parts fall from the sky and land on my vehicle?!? What should I do if a sheet of ice and snow comes off of another vehicle on the highway and hits my car causing…
1. HOMEOWNERS INSURANCE EXCLUDES FLOOD. All homeowners insurance policies exclude flood. Subsurface water of all kinds is also excluded from the policy. If the home has water in the basement, you need a sump pump! You may be able to…
Yes!… Well, maybe!… It depends!… In Insurance there can be a lot of ‘clear as mud’ answers. We’ve all been there. You are driving down the interstate behind a big tractor trailer that kicks up a huge ROCK …or something…
Homeowners Insurance typically includes Personal Property Coverage, or Coverage C on your policy. Personal property is the contents in your home, as well as items kept ‘off-premises’. This would include property in a STORAGE UNIT or at another location. Coverage…
Massachusetts Auto Surcharge Threshold What is the Massachusetts Auto Surcharge Threshold and how does it apply? It’s a cold snowy New England morning and you are on a merry drive down Route 3. Suddenly, you hit a patch of black…