What is a Home Warranty? A Home Warranty, such as the type offered through American Home Shield, is a standalone service contract for single family homes under 10,000 square feet. It covers common appliances and home systems such as well…
There are 4 coverage’s that every motorcycle policy should have. Liability Coverage Collision Coverage Comprehensive Coverage And Medical Payments Coverage In Massachusetts, you can file a claim under your Personal Injury Protection (PIP) coverage for medical expenses that result from…
For most the holidays are a time of hurried shopping, long lines at the grocery store, and the annual dusting of the dining room chairs. When you do get a chance to sit down at the end of the day…
My lender told me I need an Insurance Binder… what is it?!? An insurance binder is simply a legal document stating that insurance coverage is in place. This is serves a temporary, (typically 30 days) proof of coverage until the…
Personal Property Coverage & How to Take Inventory of Your Belongings It’s likely that some of your personal property, or contents, can be damaged as part of a Homeowner claim. Personal property is defined as movable property, belongings exclusive of land…
Simple definitions of common insurance terms Personal Injury Provides coverage for OTHER THAN bodily injury or property damage. This includes false arrest, detention, or imprisonment; malicious prosecution; wrongful eviction; slander; libel; and invasion of privacy. In today’s online world,…
The minimum state requirement for Part 4 Property Damage Coverage on a Massachusetts Auto Policy is $5,000. What does $5,000 cover today? Not much. Imagine you are driving along and veer out of your lane. You take out someone’s mailbox…
Kayak Insurance: What you need to know Whеn уоu’rе flоаtіng оn thе wаtеr іn a kауаk, tаkіng іn thе ѕun аnd еnjоуіng thе ѕummеr, іt’ѕ еаѕу tо lеаvе аll уоur wоrrіеѕ bеhіnd. But ассіdеntѕ can and do ѕtіll hарреn—аnd thеу…
Did you know that New England sits on a web of fault lines? Do YOU need Earthquake Insurance? Specifically, Massachusetts has had 400+ recorded earthquakes! Most earthquakes in Massachusetts have not been strong enough to cause damage, but that does…
“But I didn’t have any accidents!” “But my car is another year older!” These are common misconceptions why, we as consumers, expect to see decreases in our insurance rates every year. Unfortunately…this is not always how insurance policies work.…