What is an Insurance Binder?!?

Insurance Binder

My lender told me I need an Insurance Binder… what is it?!? An insurance binder is simply a legal document stating that insurance coverage is in place. This is serves a temporary, (typically 30 days) proof of coverage until the…

Take Inventory of Your Belongings

Personal Property Coverage & How to Take Inventory of Your Belongings It’s likely that some of your personal property, or contents, can be damaged as part of a Homeowner claim. Personal property is defined as movable property, belongings exclusive of land…

Making Insurance Make Sense

Simple definitions of common insurance terms   Personal Injury Provides coverage for OTHER THAN bodily injury or property damage. This includes false arrest, detention, or imprisonment; malicious prosecution; wrongful eviction; slander; libel; and invasion of privacy.  In today’s online world,…

Is My Kayak Covered?

Kayak Insurance: What you need to know Whеn уоu’rе flоаtіng оn thе wаtеr іn a kауаk, tаkіng іn thе ѕun аnd еnjоуіng thе ѕummеr, іt’ѕ еаѕу tо lеаvе аll уоur wоrrіеѕ bеhіnd.  But ассіdеntѕ can and do ѕtіll hарреn—аnd thеу…

What Does Umbrella Insurance Cover?

April Showers… Umbrella Coverage…Get it?! We insurance agents love to talk about Umbrella insurance coverage in April.  It just makes sense. We find the ability to play off of this phrase humorous in our right. (Please forgive us.) No matter…

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