Ever wonder why home insurance rates have increased? It’s a question that has probably crossed your mind as you’ve noticed those premiums inching up year after year. It’s not just inflation, though that certainly plays a part. Various other elements…
When it comes to safeguarding your home, knowing how to shop for home insurance is as crucial as having a solid roof over your head. You might be thinking… “Isn’t shopping for insurance just about finding the cheapest rate?” Finding the right…
I just sold my car. What do I do with my plates? Before you cancel the plate, will you be replacing the vehicle? If so, upon selling your prior vehicle, you have 7 calendar days to register a new (and…
Accident Forgiveness Coverage: Protect Your Auto Rate One of the benefits of being a good driver is that you enjoy lower premiums on your auto insurance. One single accident can result in increased auto insurance rates of 40% or…
My Teen got their license … now what!? Congratulations, you are the proud parent of a licensed driver! They get a newfound sense of independence, and you get a new set of worries. We get it. We are here to…
My lender told me I need an Insurance Binder… what is it?!? An insurance binder is simply a legal document stating that insurance coverage is in place. This is serves a temporary, (typically 30 days) proof of coverage until the…
I was recently asked this question by one of our Richardson Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates. I’ve heard a…