Category Tips

When to Buy Home Insurance

Home Insurance Hanover, MA

Envisage the potential consequences if a tree were to smash your roof in a tempest, or if your home ignited? Scary thoughts, right? Have you considered how you would pay for the damages if such an event occurred? If that…

What is Accident Forgiveness?

Accident Forgiveness Coverage: Protect Your Auto Rate   One of the benefits of being a good driver is that you enjoy lower premiums on your auto insurance.  One single accident can result in increased auto insurance rates of 40% or…

What is an Insurance Binder?!?

Insurance Binder

My lender told me I need an Insurance Binder… what is it?!? An insurance binder is simply a legal document stating that insurance coverage is in place. This is serves a temporary, (typically 30 days) proof of coverage until the…

Will my credit rating change my insurance rates?

I was recently asked this question by one of our Richardson Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates. I’ve heard a…

Call Email Claims Payments