Category Coverages

What is an umbrella policy?

So, what is an umbrella policy?  This means that if you’re involved in an accident or lawsuit that exceeds the limits of your standard insurance policies, an umbrella policy can kick in and cover the remaining costs. Now, you might…

Sued by the Wet Bandits?

Personal Liability

The Holidays are here again! If you’re anything like me that means you have a list of Christmas movies that you need to watch before the season ends. Home Alone is a personal favorite, but my view of the film…

Am I covered if a tree falls on my house?

Homeowner’s insurance is designed to cover losses from sudden and accidental losses such as fallen trees. Although this can be carrier specific, most often in order for your insurance policy to respond, the fallen tree must damage a covered structure…

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