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View the latest blog posts from Richardson Insurance.

But I could rebuild my house for less…!?!? Reconstruction Cost and Insuring to Value. How do insurance companies calculate reconstruction cost? Every so often we hear from clients that are concerned the amount they are required to carry for insurance on their home is too high, and if there were a loss they could rebuild the home for less. READ MORE >>

It. Can. Wait. Distracted driving has become a hot button topic across the country.  Most associate distracted driving with texting and younger drivers, but there are many other distractions in today's vehicles. According to the National Highway Traffic Safety Administration and the U.S. READ MORE >>

Do I need Gap Insurance on my Auto Policy?!? Gap or loan/lease insurance covers the difference between the value of the car at the time it is stolen or totaled and the outstanding loan amount. The standard auto policy covers only what the car is worth at the time of loss, even if you owe more on your car loan or lease. READ MORE >>

Know Your Homeowners Policy A homeowners insurance policy has one main purpose: securing your assets and making you whole after an insurable occurrence negatively affects your most valuable possession - your house. If you are not familiar enough with your homeowners insurance policy, you could be putting your house and assets in harm's way. READ MORE >>

Hackers can strike anyone, anytime, anywhere.  They are using virus and Trojan horse malware through email and web browsing to attack private and sensitive information.  Just about any organization using technology in business faces a cyber risk.  Technologies are constantly evolving and so are the threats we face. READ MORE >>

You are finally getting away on your dream vacation.  The tickets are purchased.  The bathing suit is packed.  You call to set up the rental car and the agent attempts to talk you into buying the Collision Damage Waiver or Loss Damage Waiver.  One more decision before you head off to paradise. READ MORE >>

Update Your Home Without Emptying Your Wallet   Quick, easy, inexpensive – whoever thought those adjectives could apply to home improvement projects in Massachusetts? But, they can!   To spruce up your home on a budget, check out these five ideas for projects that yield maximum results with minimal effort and cost: READ MORE >>

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Richardson Insurance
205 Hanover St, Hanover, MA 02339 | Office: 781-826-5161 | Fax: 781-829-9287
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